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Chocolate Banana Bread

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Chocolate banana bread is the ultimate treat, combining rich chocolate flavor with the sweetness of ripe bananas. This moist and delicious recipe is perfect for breakfast, a snack, or dessert. It’s easy to make and loaded with chocolate chips for a decadent bite. Grab your ingredients and enjoy a homemade loaf today!
This recipe is simple to make with step-by-step photos and directions to guide you. We’ve included pro tips and tricks to ensure success every time. Plus, you’ll find answers to the most frequently asked questions about this amazing chocolate banana bread.

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Chocolate banana bread takes just an hour to bake, filling your kitchen with an irresistible aroma of chocolate and bananas. Its moist texture and rich flavor make it perfect for breakfast, snacks, or dessert.
This recipe is great for potlucks, parties, or sharing with friends and family. Everyone will love the decadent chocolate chips in every bite!
Ingredients for Chocolate Banana Bread
For the Banana Bread
- 1 ¼ cups all-purpose flour, leveled with a knife
- ¼ cup cocoa powder
- 1 teaspoon baking soda
- ¼ teaspoon salt
- 1 stick salted butter, at room temperature
- ½ cup sugar
- ½ cup light brown sugar
- 2 large eggs
- 1 ¼ cup mashed bananas, approximately 4 very ripe bananas
- ½ cup sour cream
- 1 teaspoon vanilla
- ½ cup milk chocolate chips
For the Chocolate Topping
- ⅓ cup milk chocolate chips
- 2 tablespoons whole milk
- 3 tablespoons powdered sugar
Substitutions and Additions
Surprise your family with a twist on this favorite banana loaf recipe with some tasty extras or ingredient swaps!
SPICE: Feel free to try warm spices like cinnamon, nutmeg, or a dash of cayenne pepper for an unexpected kick.
Substitute Chocolate Chips: Chocolate banana bread tastes amazing with any type of chocolate chips, whether you choose dark, semi-sweet, or milk chocolate. You can also mix it up with white chocolate, butterscotch, or peanut butter chips for extra flavor!
Add Nuts: As with traditional banana bread, you can add a bit of crunch by adding in some chopped nuts. Pecans, walnuts, almonds, and cashews are some popular choices.
Use Greek Yogurt: Replace sour cream with plain Greek yogurt for a tangy flavor and extra moist texture.
How to Make Chocolate Banana Loaf
We've included step-by-step instructions, pictures, and helpful tips to make this delicious chocolate banana bread. Check out the tricks below to ensure your loaf turns out perfectly every time. Let’s get started and bake something amazing!
FIRST STEP: Preheat the oven to 350°F. Grease a 9×5 loaf pan with cooking spray, or line with parchment paper, set aside.
SECOND STEP: In a medium mixing bowl add the flour, cocoa powder, baking soda, and salt. Whisk to combine until there are no lumps remaining from the cocoa powder. Set aside.
THIRD STEP: In a large mixing bowl add the butter, sugar, light brown sugar, and eggs. Using an electric mixer on high, beat the mixture for two minutes.

FOURTH STEP: Add the mashed bananas, sour cream, and vanilla. Continue to beat together for another one to two minutes, or until completely combined and no sour cream lumps remain.
Use a rubber spatula to scrape down the sides of the bowl as needed.

FIFTH STEP: Add the dry ingredients to the wet ingredients. Using the hand mixer on a low speed, beat together until no flour streaks remain.
Again, use a rubber spatula to scrape down the sides of the bowl as needed.
SIXTH STEP: Add the half cup of chocolate chips and use the rubber spatula to fold in the chocolate chips until combined.

How to Bake Chocolate Banana Bread
SEVENTH STEP: Pour the batter into the prepared loaf pan and spread evenly with a spatula. Bake for 55 to 60 minutes.
Test the center of the bread with a toothpick to see if it comes out clean. If not, continue to bake for an additional five to ten minutes.

EIGHTH STEP: Remove the chocolate banana bread from the oven and let it cool in the pan for 15 minutes. Run a knife around the outer edges of the pan to loosen the bread from the pan.
NINTH STEP: Turn out the bread onto a cooling rack and let cool completely before serving.
TENTH STEP: While the bread is cooling, add the chocolate chips and whole milk to a small mixing bowl. Microwave for 15 seconds.
Remove from the microwave and stir until all of the chocolate is completely melted.

ELEVENTH STEP: Add the powdered sugar and whisk together. Let the chocolate topping sit out until the bread is completely cooled.

TWELFTH STEP: Once the bread is completely cooled, drizzle the chocolate topping over the bread and serve.

How To Serve Chocolate Banana Bread
This rich and moist chocolate banana bread is a go-to favorite for so many occasions.
- Breakfast or Brunch Treat: Serve chocolate banana bread warm with a dollop of whipped butter or cinnamon cream cheese frosting. Pair it with a mug of Bailey's hot chocolate or freshly brewed coffee for a cozy morning meal. Its sweet flavor and soft texture make it perfect for starting the day right.
- Dessert for Gatherings: Slice the bread and serve it as a decadent dessert for parties or special occasions like birthdays or holidays. Add a scoop of banana ice cream or drizzle with caramel sauce for an extra indulgent treat. Everyone will be asking for seconds!
- After-School Snack: Kids love chocolate banana bread as a quick and satisfying snack after school. Enjoy it with a glass of cold milk or iced tea. Its sweet flavor and chewy texture make it a winner for any afternoon pick-me-up.

Why You'll Love This Chocolate Banana Bread Recipe
Sweet banana and rich chocolate are a timeless pairing that works beautifully. Together, they create a perfectly balanced and indulgent flavor.
- Moist and Irresistible Texture: The addition of bananas and chocolate chips ensures this bread stays incredibly moist with a soft, chewy bite. Its texture makes it an instant favorite for anyone who tries it, whether for breakfast or dessert.
- Easy to Make and Enjoy: This recipe is simple to prepare, yet it feels like an indulgent treat. Its foolproof steps and delicious outcome make it a go-to favorite for busy families and dessert lovers alike.
- Perfect for using up overripe bananas: Don’t let those over-ripe bananas go to waste! Chocolate banana bread is a fantastic way to use them up and create a delicious treat.

Recipe FAQ
What makes banana bread so moist?
The ripe bananas and chocolate chips add natural moisture, while the butter and sugar ensure a soft and tender texture.
Can I use overripe bananas for chocolate banana bread?
Yes, overripe bananas work best. They are sweeter and softer, which enhances the flavor and moisture of the bread.
How do I know when chocolate banana bread is fully baked?
Insert a toothpick into the center; it should come out clean or with a few moist crumbs.
Why is chocolate banana bread a great recipe for beginners?
This recipe uses simple ingredients and straightforward steps, making it an easy and rewarding bake for all skill levels.

Serving FAQ
What’s the best way to serve chocolate banana bread at a party?
Slice the bread into even pieces for easy grabbing. Arrange the slices on a platter for an inviting presentation.
Should I serve chocolate banana bread warm or room temperature?
It tastes great both ways! Serve it warm for a gooey, melty experience or at room temperature for a soft texture.
Can chocolate banana bread be a breakfast option?
Yes, it’s perfect for breakfast! Its sweetness and rich flavors make it a satisfying way to start the day.
Is chocolate banana bread kid-friendly?
Kids love the chocolatey sweetness, and the soft texture makes it easy to enjoy any time of day.

Storage FAQ
Follow these directions, tips, and tricks to store, make ahead, and reheat your chocolate banana bread. From keeping it fresh to serving it later, we’ve got everything covered below.
Can I prepare chocolate banana bread ahead of time?
Yes, bake it the day before serving. Let it cool completely, then store it in an airtight container at room temperature.
What’s the best way to store leftover chocolate banana bread?
Wrap leftovers tightly in plastic wrap or place them in an airtight container. Keep them at room temperature for up to three days.
Can I freeze chocolate banana bread for later?
Yes, slice the bread and wrap individual pieces in plastic wrap. Store them in a freezer-safe container for up to three months.
How do I reheat chocolate banana bread?
Warm individual slices in the microwave for ten to fifteen seconds or heat the whole loaf in the oven at 300°F for ten minutes.

Chocolate Banana Bread
Ingredients
Chocolate Banana Bread
- 1 ¼ cups all-purpose flour leveled with a knife
- ¼ cup cocoa powder
- 1 tsp baking soda
- ¼ tsp salt
- 1 stick salted butter at room temperature
- ½ cup sugar
- ½ cup light brown sugar
- 2 large eggs
- 1 ¼ cup mashed bananas approximately 4 very ripe bananas
- ½ cup sour cream
- 1 tsp vanilla
- ½ cup milk chocolate chips
Chocolate Topping
- ⅓ cup milk chocolate chips
- 2 tbsp whole milk
- 3 tbsp powdered sugar
DIRECTIONS
- Preheat the oven to 350 degrees F. Grease a 9×5 loaf pan with cooking spray, set aside.
- In a medium mixing bowl add the flour, cocoa powder, baking soda, and salt. Whisk to combine until there are no lumps remaining from the cocoa powder. Set aside.
- In a large mixing bowl add the butter, sugar, light brown sugar, and eggs. Using a hand mixer on high, beat mixture for 2 minutes.
- Add the mashed bananas, sour cream, and vanilla. Continue to beat together for another 1 to 2 minutes or until completely combined and no sour cream lumps remain. Use a rubber spatula to scrape down the sides of the bowl as needed.
- Add the dry ingredients to the wet ingredients. Using the hand mixture on a low speed, beat together until no flour streaks remain. Use a rubber spatula to scrape down the sides of the bowl as needed.
- Add the chocolate chips and use the rubber spatula to fold in the chocolate chips until combined.
- Pour the batter into the greased loaf pan and spread evenly with a spatula.
- Bake for 55 to 60 minutes. Test the center of the bread with a toothpick to see if it comes out clean. If not, continue to bake for an additional 5 to 10 minutes.
- Remove the chocolate banana bread from the oven and let cool in the pan for 15 minutes. Run a knife around the edges of the pan to loosen the bread from the pan.
- Turn out the bread onto a cooling rack and let cool completely before serving.
- While the bread is cooling add the chocolate chips and whole milk to a small mixing bowl. Microwave for 15 seconds. Remove from the microwave and stir until all of the chocolate is melted.
- Add the powdered sugar and whisk together. Let the chocolate topping sit out until the bread is completely cooled.
- Once the bread is completely cooled, drizzle the chocolate topping over the bread and serve.








Comments
Sheri says
I have made this twice and its always well received. So easy and delicious. I like it with whipped cream. I do melt the chocolate cjipd before adding ,
Julia says
Excellent recipe. I use it to make muffins instead of bread. It usually fills up 24 muffin cups. My husband loves him.